Defendant used a corporate credit card of her employer, a bank, for private expenditures. She then tried to cover up these expenditures by marking the expenditures down as corporate. She then asked her manager to declare the expenditures as legitimate, which he did not knowing that the spending was for personal purposes. The Disciplinary Commission ruled that defendant breached the Banker’s oath and sanctioned her with an official reprimand. The Commission took into account defendant’s personal situation and the fact that defendant came to an accommodation with her former employer to pay back the corporate expenditures.