Reaving a client's debit card, aiding or abetting fraud

6 February 2019
Verdicts Disciplinary Committee
Professional ban

TRB-2019-3969. 

A bank employee reaved a client's bank debit card after learning the client's personal PIN code. The employee then raised the maximum withdrawal limit of the card to €10.000. An until now unknown person late at night then withdrew €5.500 from the client's bank account. The bank fired the (temporary) employee, filed criminal charges and also filed a complaint with the Foundation for Banking Ethics Enforcement. The Disciplinary Commission imposed a six month professional ban.