Rulings

  1. Lying about diplomas, falsifying email: professional ban

    1 May 2019
    Professional ban

    A bank employee was handed a 9 month professional ban from working at a Dutch bank after it was established that he lied about diploma's he claimed to have attained, and falsifying an email to cover up his lies. The bank discovered his transgressions, had him fired and reported him with to the Foundation for Banking Ethics Enforcement. The Disciplinary Commission ruled that the lying and the falsification to cover up the lie constituted a serious breach of the Banker's Oath.

  2. Copying and falsifying signatures; 61 professional bans

    3 April 2019
    Professional ban

    The Disciplinary Commission imposed professional bans on 61 bank employees. They all worked at the same department that dealt with mortgage applications at the same bank and copied or falsified signatures of clients in order to speed up or bypass a part of the procedure. Since the cases were largely comparable, the Prosecutor's Office brought all cases before the Disciplinary Commission in one procedure.

  3. Reaving a client's debit card, aiding or abetting fraud

    6 February 2019
    Professional ban

    TRB-2019-3969.  A bank employee reaved a client's bank debit card after learning the client's personal PIN code. The employee then raised the maximum withdrawal limit of the card to €10.000. An until now unknown person late at night then withdrew €5.500 from the client's bank account. The bank fired the (temporary) employee, filed criminal charges and also filed a complaint with the Foundation for Banking Ethics Enforcement. The Disciplinary Commission imposed a six month professional ban.

  4. Reaving a client's wallet

    6 February 2019
    Professional ban

    TRB-2019-3946.  A bank employee took - and did not return - a client's wallet, which the client had left at the employee's office. The Prosecutor's Office sought a reprimand, but the Disciplinary Commission imposed a three month professional ban.

  5. Copying and taking home private financial data of a client

    19 December 2018
    Professional ban

    TRB-2018-3866.  A bank employee copied private financial data about a client's pension plans onto two USB memory sticks and took them home. Later, one of the sticks was lost inside the bank's office building and found by a colleague, who reported the individual to management. Management then filed a complaint with the Foundation for Banking Ethics Enforcement. The Disciplinary Commission ruled that the incident constituted a serious breach of the Banker's Oath and imposed a professonial ban of 9 months. The individual's name was added to the names registry.

  6. Uploading confidential data to a personal cloud outside the bank

    19 December 2018
    Professional ban

    TRB-2018-3868.   An individual was caught uploading confidential data to a personal private cloud server. His employer filed a complaint. The Disciplinary Commission ruled the trangression a serious breach of the Banker's Oath and imposed a professional ban of 12 months. The individual's name was added to the names registry.

  7. Viewing private financial data of clients without proper cause

    19 December 2018
    Professional ban

    TRB-2018-3880.  A bank employee viewed private financial data of a number of people, including family members, colleagues and neighbours, without proper cause. His bank filed a complaint against him. The Disciplinary Commission ruled the transgressions a serious breach of the Banker's Oath and imposed a professional ban of 4 months. The individual's name was added to the names registry.

  8. Copying a customer's signature

    5 November 2018
    Professional ban

    A defendant signed an official document with a signature that resembles that of a client. This does not quality as working with integrity, is in violation of the law and rules and regulations of the defendant's bank, and is detrimental to society's trust in the bank. 

  9. Professional ban of 18 months for former bank director

    5 November 2018
    Professional ban

    The former director of a local bank branch arranged a separation package for himself and transferred a sum of €1,5 million to a foundation without the bank's consent. The defendant and the bank had negotiated a termination of his contract in 2005  by way of a settlement, but the bank never agreed to it. Since then, the defendant and the chairman of the supervisory board of the local branch had continued negotiations in order to come to an alternative agreement.

  10. Copying signatures of multiple clients VI

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a number of clients a mortgage advice. As is obligatory, the clients signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the clients an adjusted advice, for which the clients were also obligated to sign.

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