1. Drafting own salary benefits

    27 November 2019

    TRB-2019-4362. A bank employee drafted his own salary benefits document using the bank's stationery, with the intent of having his direct employer believe these were the bank's proposed benefits. In the document, the employee awarded himself a higher salary and raised secondary benefits. 

  2. Aiding and abetting fraudulent cash-back offers

    18 October 2019

    TRB-2019-4336. A bank employee aided a friend with executing his fraudulent cash-back schemes by depositing amounts of money into the bank employee's personal bank accounts. This was a way for the friend to settle a debt with the bank employee. The bank filed a complaint with the Foundation for Banking Ethics Enforcement.  The bank employee accepted a €500 settlement after he showed proper remorse for his actions and after the bank had terminated his contract. His name was added to the foundation's registry, which is accessible by banks.

  3. Forwarding confidential information to private email

    22 September 2019

    TRB 2019-4318. The defendant, a privacy officer at a bank, repeatedly forwarded confidential information of customers to his private email address. This resulted in the confidential information ending up on a Google server. By doing so, the defendant shared confidential information with a third party. This constitutes a breach of the banker's oath. The defendant accepted a settlement and a €500 fine. His name was added to the foundation's registery, which is accessible by banks.

  4. Not reporting the copying of signatures; settlement

    18 September 2019

    TRB 2019-3982 Defendant had knowledge of the fact that a bank's mortgage advisers were copying signatures of customers onto documents. The defendant did not report the transgressions to a manager, nor did he raise the subject with his colleagues. The defendant also relayed the method to at least one other mortgage adviser, allowing it to spread further in the bank. By doing this, the defendant breached the banker's oath. He accepted a settlement offer from the Prosecutor's Office and paid a fine of €500. His name was added to the foundation's registry, accessible by all banks.