Rulings

  1. Transferring money from customer account, falsifying statement of account: unfounded

    28 August 2019

    The Disciplinary Commission ruled against a case brought forward by the Prosecution Office. A bank employee was accused of taking money out of a customer's bank account and transferring the sum to his own bank account. Then, the employee allegedly tried covered up the act by falsifying a statement of account. The Disciplinary Commission found evidence lacking to establish a breach of the Banker's Oath. The Prosecution Office announced an appeal.

  2. Gambling with money from fake bank accounts: professional ban

    28 August 2019
    Professional ban

    A bank employee was handed a 30 months professional ban for creating bank accounts, attaching credit cards to them and using them to gamble online. The employee was able to hide his actions long enough to cause €850.000 in damages as he tried to cover up betting losses with engaging in more bets. The employee finally reported himself to his management. The Disciplinary Commission ruled that the employee's actions constituted a severe breach of the Bankers Oath.

  3. Refusal to cooperate in potential fraud investigation: professional ban

    26 June 2019
    Professional ban

    A bank employee was handed a 6 months professional ban for refusing to cooperate in a potential fraud investigation. After €20.000 had gone missing, all signs pointed to one employee possibly being responsible. The employee refused to allow investigating staff access to his mobile banking app. The employee was fired by the bank and reported to the Foundation for Banking Ethics Enforcement. The Disciplinary Commission ruled that the refusel to cooperate constituted a serious breach of the Banker's Oath. 

  4. Raising credit limits on own personal accounts: professional ban

    26 June 2019
    Professional ban

    A bank employee was handed a 3 months professional ban after it was discovered that she had raised the credit limits of her own or her husband's bank account. This is in breach of the bank's own rules. The Disciplinary Commission ruled the behavior and the breaking of the bank's internal rules a violation of the Banker's Oath. The name of the person will be added to the registry of the Foundation for Banking Ethics Enforcement, which can be accessed by all Dutch banks.

  5. Falsifying letter: professional ban

    26 June 2019
    Professional ban

    A bank employee was handed a 6 months professional ban because the Disciplinary Commission holds him partially responsible for falsifying a letter and filing it as evidence in a civil court case. The falsified letter refers to a supposed meeting between the bank employee and a client during which matters about the client's mortgage were supposedly discusses. Such a meeting never took place. The Disciplinary Commission found that the bank employee falsified and filed the letter for his own personal gain; to win the court case.

  6. Copying clients' signatures: 2 professional bans

    26 June 2019
    Professional ban

    Professional bans were handed down to three mortgage advisors at a national bank. The cases are connected to the earlier verdicts against 61 professionals of the same bank, published on April 3, 2019. The names of the employees have been added to the foundation's registry, to which Dutch banks have access.

  7. Copying clients' signatures: 3 professional bans

    1 May 2019
    Professional ban

    Professional bans were handed down to three mortgage advisors at a national bank. The cases are connected to the earlier verdicts against 61 professionals of the same bank, published on April 3, 2019.

  8. Lying about diplomas, falsifying email: professional ban

    1 May 2019
    Professional ban

    A bank employee was handed a 9 month professional ban from working at a Dutch bank after it was established that he lied about diploma's he claimed to have attained, and falsifying an email to cover up his lies. The bank discovered his transgressions, had him fired and reported him with to the Foundation for Banking Ethics Enforcement. The Disciplinary Commission ruled that the lying and the falsification to cover up the lie constituted a serious breach of the Banker's Oath.

  9. Uploading confidential data to a personal cloud outside the bank; reprimand

    16 April 2019
    Reprimand

    CvB TRB-2019-3868. A certified individual appealed a decision by the Disciplinary Commission of December 19, 2018. 

  10. Copying and falsifying signatures; 61 professional bans

    3 April 2019
    Professional ban

    The Disciplinary Commission imposed professional bans on 61 bank employees. They all worked at the same department that dealt with mortgage applications at the same bank and copied or falsified signatures of clients in order to speed up or bypass a part of the procedure. Since the cases were largely comparable, the Prosecutor's Office brought all cases before the Disciplinary Commission in one procedure.

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