Rulings

  1. Copying a customer's signature

    5 November 2018
    Professional ban

    A defendant signed an official document with a signature that resembles that of a client. This does not quality as working with integrity, is in violation of the law and rules and regulations of the defendant's bank, and is detrimental to society's trust in the bank. 

  2. Professional ban of 18 months for former bank director

    5 November 2018
    Professional ban

    The former director of a local bank branch arranged a separation package for himself and transferred a sum of €1,5 million to a foundation without the bank's consent. The defendant and the bank had negotiated a termination of his contract in 2005  by way of a settlement, but the bank never agreed to it. Since then, the defendant and the chairman of the supervisory board of the local branch had continued negotiations in order to come to an alternative agreement.

  3. Falsifying a description on an account statement - dismissed

    23 August 2018

    A defendant working for a bank falsified a client's account statement and then filed that statement as an official document as part of a loan request.  The prosecutor's office argued that although the act was relevant in a disciplinary sense in terms of the Banker's oath, it did not constitute a serious enough breach to warrant a sanction.

  4. Copying signatures of multiple clients VI

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a number of clients a mortgage advice. As is obligatory, the clients signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the clients an adjusted advice, for which the clients were also obligated to sign.

  5. Counterfeiting signatures of multiple clients

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a number of clients a mortgage advice. As is obligatory, the clients signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the clients an adjusted advice, for which the clients were also obligated to sign.

  6. Copying signatures of multiple clients V

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a number of clients a mortgage advice. As is obligatory, the clients signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the clients an adjusted advice, for which the clients were also obligated to sign.

  7. Copying signatures of multiple clients IV

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a number of clients a mortgage advice. As is obligatory, the clients signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the clients an adjusted advice, for which the clients were also obligated to sign.

  8. Copying signatures of multiple clients III

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a number of clients a mortgage advice. As is obligatory, the clients signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the clients an adjusted advice, for which the clients were also obligated to sign.

  9. Copying signatures of multiple clients II

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a number of clients a mortgage advice. As is obligatory, the clients signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the clients an adjusted advice, for which the clients were also obligated to sign.

  10. Copying a client's signature II

    23 August 2018
    Professional ban

    This ruling is part of a set of 10 against an equal number of defendants working for one and the same department at the same bank. A bank employee sent a client a mortgage advice. As is obligatory, the client signed for agreement with the advice. It is standing procedure that the mortgage advice provided by the bank's employee is then reviewed by an internal reviewing board. The board found issues with the advice and ordered the bank employee to send the client an adjusted advice, for which the client was also obligated to sign.

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